2023 is slowly coming to an end and we are planning ahead for the year 2024. For me this year was the year to create a foundation for a new business or income stream. At the moment I am an online contractor for four days per week for a British company – fixed days and fixed times. As the work is remote I can work anywhere as long as the time zone is relatively compatible with British office hours. I have worked in several different countries and it is close to an ideal situation.
I said close, as I am not keen on the fixed hours and because I work from France, my day ends rather late. My goal is to create side hustles that over time can replace my current income. You know that passive income that keeps on coming while we sleep. Hey, but a girl can dream and have goals, can’t she?
I have been self employed for over 20 years and most of those years were spent in Australia. It is very easy to be self employed in Australia and several of my business ventures have had moderate success. I have been a remedial massage therapist, a counsellor, an interior designer and had a garden business which was by far the most successful gig.
At the moment I am also self employed – sole trader or auto-entrepreneur as they call it in France, where we have lived since 2017. Being self employed in France is a bit harder to set up but once you are in the French system, it runs quite smoothly. France has changed the rules around being a sole trader during the last 10 years but unfortunately they still hit sole traders hard with social contributions.
We may be considering leaving France…..
The big disadvantage of being in France is not being able to access our Australian pension. The countries do not seem to like each other enough to facilitate that exchange. For that reason – and a few more in fact, we are thinking of moving to Spain as Spain is one of the countries where you can receive an Australian pension. Actually you would be able to receive it in most countries in western Europe except the UK and France.
As a result we have started to research Spain and do a bit of planning ahead. Another reason we want to leave our home town Limoux, is the climate during the winter. It may be in the South of France but we find the winter too long and too cold. One of the main reasons we moved to Australia was the weather and good weather we have had. We spent 17 years in Brisbane and 9 months of the year the climate is close to perfect there. The three other months, summer, are the problem!
So researching Spain means thinking about the weather and in contrary to France, we have to be aware of areas that are too hot. Andalusia for instance, sounds fabulous in the winter, but the summers seem just too much of the good thing. Climate change is making many areas uncomfortably hot. On the other hand we would like the winter to be mild.
Limoux drops to similar temperatures as the winters in The Netherlands, where I am from. And, that, is the country I left because of the weather. I feel I have gone full circle and I am back in what I left. Twenty years ago this part of France may have been true to the claim of having over 300 sunny days per year. At the moment it is far from the truth as the amount of grey days is quite astonishing.
The beach at Roses, Spain
Could a move to Spain be the answer?
We have spent a fair amount of time in different parts of Spain. Mostly visiting my sister who used to own a house near Roses and doing housesits. We have done several housesits in Cataluña and in Denia, both very nice destinations. Unfortunately both are not our cup of tea to settle. Cataluña has the wind we like to avoid – the Tramontana and Denia is comfortable but has too much of everything in a negative way.
Following the climate, reading blogs and talking to people, we have found that Castellón might be an area of interest. Castellón sits in between Valencia and Cataluña. It is quite pretty, is not overly touristy and the climate seems to tick the boxes. So we have decided to check it out.
So here is our planning ahead itinerary
It started with a housesit in the centre of Valencia over the Christmas period. Usually we find housesits during specific housesit sites but this was organised via friends. Thus our Christmas was be in Spain, in Valencia with my husband, myself, one of our daughters and two cute cats. To be honest I was quite excited to say the least. I seem to hear more and more interesting things about this city. In fact it has become the latest ‘in’ destination for people to retire. And I am not sure if this is a good thing, by the way.
After the Christmas period, we will start our research and the first target area will be the area in between Castellón and Valencia. When we search for a destination in France, we created a list with criteria that were important to us. We simply dismissed everything that did not have some of those criteria. It is not easy to create a list like that as you have to anticipate and imagine through planning ahead. You can’t let yourself be blinded by pretty villages that seem perfect. If they don’t have the criteria, they are not perfect nor suitable.
Valencian beach on a sunny winter day with a perfect blue sky
Our list of criteria
Our list of criteria for Spain is different than the list we had for France. After all, we are almost 10 years older and now proximity to hospitals is high up the list. We experienced how important this is when we did an off-the-grid housesit in rural Cataluña. Our car broke down and the French road service could not find our coordinates and we had to meet the Catalan mechanic in a nearby town. Imagine having to do that when you need an ambulance.
I mentioned the weather being one of the criteria, health facilities is surely amongst them and proximity to the sea and hiking areas. Although we will be expats ourselves, we don’t like too many of them and we want the town to be alive all year ’round. Many pretty towns are only alive in the summer and in the winter they turn into ghosts towns. The target is a normal Spanish town where Spanish people live and work with facilities that are open all year.
Limoux is one of those towns and we can conclude that we stayed faithful to our criteria list. It ticked many of the boxes and it still does apart from a few things that I mentioned before. Climate was actually never on the list and we knew about the pension but were not ready to start planning ahead for our pension at the time.
To sum this up, we are preparing and planning ahead our next move abroad. Our oldest daughter reckons that we will never settle as we like to move and explore new places. Fortunately our current lifestyle supports that kind of attitude and lifestyle.
Are you good at planning ahead or does this totally not resonate with you?
During February I have been busy tracking a lot of my activities on a physical and mental level. My previous post was about habits and keeping track so I can find out what could do with a change.
I like to follow up with how that worked for me during February. The idea is to explore a few things in my life. One of them is how to become the type of person who is capable of setting up an online business by the end of 2023. I intend to reflect on that process once per month in a blog post. This is my first reflection.
The first thing I did!
One of the things that I implemented during February was tracking. I had my birthday in January and funnily two of my presents were tracking devices. To be precise, a Fit Bit and a really fancy planner called the Happiness Planner. Both of them are perfect to track a variety of things and that is exactly what I have done.
From a health perspective I tracked my sleep pattern, my heart beat, my water intake, my daily steps and exercise. It is quite cool to see what you can measure with such a thing. Furthermore I noticed something interesting.
While I was tracking my behaviour and my habits, I became more aware and motivated to do the behaviours I had chosen. For example, I decided to do every day 5000 steps as a minimum. Before I set the actual number as a minimum on my Fitbit, I did not achieve 5000 every day. Since I set the 5000, I make sure I walk that extra mile as I want to tick it off the list.
Tracking – does it work?
I love updating spread sheets and marking what has been done. Tracking steps, daily exercise and water intake seems to make me do what I need to do. It definitely helped me with measuring my progress and I did not want ‘to break the chain’. I wanted to show up and add to the chain. On top of it I really enjoyed doing it and was amazed how I managed to fit it all in.
Filling in the Happiness Planner is a similar activity. It asks me to think about intentions, habits and awareness to name a few. It also focusses on self love, gratitude and what to look forward to. I have noticed that I am natural good at tracking factual things such ‘to do’s and what to schedule.
When it asked me to reflect on ‘what I love about myself’ and ‘good things about today’, I have to dig a bit deeper. However, as such questions are asked on a daily base, I can’t do anything else than fill them in or at least have a go at it.
I am reading the well known book Atomic Habits and in there it says, that for a habit to stick, you have to feel successful even if it is in a very small way. I do have a feeling of achievement about last month – a sense of small wins. In reality not much has happened but I know now that I can walk every day 5000 steps. I make an effort to drink between 1-1.5 liters of water and my heart rate is behaving like it should.
Additionally, I have been doing a short meditation every morning after waking up, did the yoga sessions I scheduled and filled in my planner. I did this all before I started to work so getting up in time was crucial. Simply the act of tracking sparked my enthusiasm to continue doing the things I had set out to do.
All this has given me a sense of fulfilment. Above all it forces me to stay honest with myself as tracking acts as evidence of the progress I am making. To be honest, it is almost a bit addictive. And it means I have stuff to write in my planner.
On my list was the write a monthly blogpost about all of this and there you go! Here it is!
Feel free to let me know if you are the type of person that tracks! Even if it is just to see how you actually spend your time. There may be a dark side to the habit of tracking and that is that it becomes more important than the purpose of doing it. I surely keep that in mind!
Ever thought about what would be your perfect lifestyle? I certainly have. In fact it started in my late teens when I wanted a summer job abroad. One of my high school friend’s worked a summer season in Switzerland and that seemed the ultimate dream to me. So I found a summer job in Zurich and returned for five summers while I studied in The Netherlands.
Working in Zurich created a hunger in me for exotic and foreign. Switzerland seemed to have better summer weather, the scenery was more appealing and it was foreign. A long story short, I had planted the seeds that caused me to change my lifestyle several times.
What is my perfect lifestyle
Without realising it before, I discovered that nature was important to me and so were sunny days. Growing up in The Netherlands, grey skies, drizzle and wind is part of life. I was no fan.
Jumping ahead several decades, I have moved abroad a handful of times. I have lived in Switzerland, UK, Australia and had some shorter stints in Greece and Norway. Nowadays I live in southwest France. The reasons for moving vary but work, opportunity, relationship and lifestyle choice have been some of them.
Lake of Zurich – one of my favourite places. Picture taken by IG friend @123_just_lucy_you_see
I grew up in the Netherlands and went for summer jobs to Switzerland. I joined a man in London and with him I created a new life in Australia. 25 years later we moved to France for lifestyle purposes. And believe me, I don’t think we are not done yet!
Still searching
I feel we are still on the search for the perfect lifestyle – one that would suit us. I say ‘us’ as not everyone will have the same idea about ‘perfect’. Admittedly we are still searching but are finding more answers with every adventure we have.
Some of our recent adventures have been housesits in different countries. We have added working online, managing a holiday rental and a guardian role for a large French property . While doing such things we discovered what we like and don’t like. Above all we learned new things about ourselves.
We love France and have been here since 2017. Being Dutch, I can live in France while my British husband qualifies for residency because of being married to me. Understandably Brexit caused a little stir for the Brits that live abroad in Europe.
Although we love France we are still looking at other options. Unfortunately, if we stay in France we cannot receive a retirement pension from Australia. Yet, we can if we move to Spain or Portugal. For some reason France and Australia have decided to cut strings when it comes to pensions.
There are a few disgruntled Aussies in France who may not have been aware of that. We knew but as it was so many years ahead we still bought a house in France and settled there. After living here for 5 years we realised that the sun is not always shining in this part of France. The winters can be quite nasty and do really not differ that much from those in Northern Europe.
Climate change seems to be for real. Many places in the South of Spain have become unbearable during the summer months. Even in France where we are, the temperatures rise to high thirties for days on end.
What we have discovered….
While doing housesits and jobs in different locations we slowly find what our perfect lifestyle should and should not have. We have discovered the aspects that are important to us. Consequently we are now researching locations in Spain and Portugal on increasingly more factors. Examples are weather, unpleasant winds, sun aspects, proximity to medical services, public transport, work and costs.
There is obviously no perfect fit for everyone and people differ in needs, likes and dislikes. However after seeing ourselves and others make mistakes, we learned a few lessons. So start with considering the following.
Let’s have a look at role reversal. As some of you may know, we have made a recent move to the countryside. To be precise we have taken on the role of caretakers for an estate near the Pyrenees. It came our way and it shows how life can take an unexpected and sudden turn.
We usually do a few housesits throughout the year and 2021 was no different. In June we got a request to replace a caretaker’s couple so they could visit their family in the UK. The house was for sale and during that fortnight there was a house viewing. We helped to make it look presentable and met the couple that ended up buying the house.
To make a long story short, they asked us to become the new caretakers after they became the new owners. We accepted and hence the lifestyle changes since early December.
You can read about our recent lifestyle change here
The impact of our role reversal
The biggest change would be for my husband as he really was the one taking on the job. I have a job of over 30 hours per week and was not on the lookout for additional hours. I am aware I may have to chip in during the weekends especially when there are holiday guests. The house is already booked out during July and August. Considering it is not a cheap rental, we can expect demanding customers.
Our daily routine is as follows. We get up and I go to the ‘home office’. My husband puts on his work gear and ventures outside to tackle the property’s maintenance chores. The remarkable thing currently is the role reversal in this new life. I have not worked in an office ever in my life and all my jobs were hands on and quite physical. My husband on the other hand is an office man and never was that keen on manual labour.
The way it used to be
I was the one who took on landscaping, gardening, painting to name a few. Although I have always said NO to lawn mowing. Funnily now, we do what the other usually did and we seem to have taken to it without much effort. I must admit that although I do like my job, I find the ‘office hours’ element a bit of a struggle.
At the moment I am happy to do it, but I knew that I had to say NO to full time. In fact, I managed to negotiate a four-day gig, from Monday to Thursday. As a result I have been working like this since August 2021.
The role reversal has made me think about the things we like to do ‘innately’. I am sure that my calling was hands-on, active, outside and lots of people contact. My husband would be more of an office man happily sitting behind a computer and do his thing.
I have trying to install this sense of ‘doing what you are naturally good at and feel happy doing’ in my kids. Only time will tell if they manage to achieve this.
Writer David Chapman on how to improve your thinking:
“Learn from fields very different from your own. They each have ways of thinking that can be useful at surprising times. Just learning to think like an anthropologist, a psychologist, and a philosopher will beneficially stretch your mind.”
After our recent change from small town to country side, I am taking assessment of the different lifestyles I have been able to explore. To be honest I was not aware that I experienced such a wonderful variety. I have lived in the Northern and Southern Hemisphere, surrounded by mountains and near the beach. Climates vary from subtropical to moderate and I experienced below sea level and living at a height of 1000 meters. I know about car free mountain villages and life in big cities.
By having all these experiences I have learned what I like and don’t like. I have found out what I appreciate and don’t want to do without. Some of these discoveries have surprised me.
The lead up
As a teenager I had this feeling that I did not want to stay in The Netherlands. If you would ask me ‘why’, I could not tell you. There was this longing for adventure, the unknown and the unpredictable that appealed to me. I found it hard to commit to anything in Holland whether it was a boyfriend or a job. And looking back I never did commit.
Apart from teenage jobs to earn some pocket money, my first jobs were abroad. In fact they were in Switzerland and I ended up working 6 summers in Zürich. After graduating and facing a recession in the Netherlands, I returned to Switzerland for longer term jobs. I stayed long enough to qualify for a residence permit.
Mountains, space and nice weather – a few of my favourite things!
In Switzerland I learned that I love mountains and you may know that Holland is flat as a pancake. I also found out that nice long summers were within reach, something that Holland does not provide in abundance either. Swiss job pay well and I splashed out on some travel to the land down under. Australia taught me that I love nature, hot weather and empty spaces.
So I ended up living Down Under for 25 years. Unfortunately due to job locations not in the surroundings that I would have preferred. My husband had a city based career and as a result we lived in Sydney and in Brisbane. Nevertheless interesting and very different cities at the time.
Time for another change
After 25 years in Oz we decided to move to a small town in France. The location of the town was a practical choice as we wanted a house that had good potential to be a medium term holiday rental. It was a good choice and we also ended up living in it for a few years. Limoux is a vibrant little town with a fabulous square and a crazy carnival lasting from from January to March. At least that is how it was before Covid happened.
Limoux – its church and central square got my attention
Living in the centre of a small French town reminded me that I love nature, hate noise and what I saw from our windows was roof tops and the opposite house of the neighbours. Despite being a small town, it was surprising how noisy it could be. Then the next change came our way. During the summer of 2021, we did a housesit on a big estate in the Ariège and ended up returning to become its caretakers.
And now, I am surrounded by nature with lots of birds, deer hopping by and even the treat of meeting wild boars. We have no neighbours, the nearest supermarket is a drive away but it seems I have everything I want.
The funny thing is that I did not know I would like to live like this. This recent change came our way totally unexpectedly and I seem to have taken to it like a fish to the water. So never say no before you try, seems to be the lesson.
The forager who explores widely will find lots of useless terrain, but is also more likely to stumble across a bountiful berry patch than the person who stays home.
Have you ever had that feeling of doubt creeping in when you are in the middle of preparing a change? This is how I felt when my husband asked me if I realised it was just going to be the two of us for a while.
To get you up to date, we are in the process of moving to a big estate to become the new caretakers of a property. It was sold earlier this year when we were there doing a house sit. The property we will call our new home is in the Ariège with only a few small villages close by and a few bigger towns approximately 30 km away.
3-5 years of settling in
My husband’s question made me think! I have always loved starting over again, meeting new people and exploring all the new things around me. From experience and I have a fair bit, I know that it takes me 3-5 years to feel settled somewhere. It takes that long to make friends and feel comfortable. One of the things that always strikes me most is to figure out where you can find random things like a needle, pins or nails.
This new destination in Daumazin, Ariège offers nature, gardens and plenty of land but going to a café for a quick drink will be a thing of the past. To be fair, we don’t even know if the few cafes that we found in surrounding villages will be open. French villages can be fairly sleepy during the winter months.
Naturally I am a very social person. I like to be in touch with people, meet and talk to people. Social media is from that perspective a god sent. My experience is that it has helped me to connect with many likeminded people all over the world.
Social Media helped me to reconnect with old childhood friends, even a teenage boy friend and I made many new virtual friends. With some I click so well that I am sure we would be friends in person.
Moments of doubt
I suppose it is fairly normal to have these moments of doubt when change comes closer. It may help to put things in perspective. My usual approach to change is to be openminded, have no expectations and walk into it with energy and guts.
I can remember that this is how I started a new life in Sydney in 1991 and it paid off. I found a job within a week and made ‘friends’ there quite fast. Australians are in general easy going welcoming people and embrace strangers without hesitation. Many of them were once in the same situation after all – being a land of immigrants.
The biggest thrill for me will be the outdoors. Stepping outside and being surrounded by nature is like a medicine for me. To put it in perspective – where I used to live the only thing I see is the house in opposite and the street is not much more than a car width.
There will be opportunities to garden, possibly start a vegetable pad. I like to eat organic and make foods such as pestos, chutneys and jams. How wonderful would it be to go shopping in your own garden?
So, after this little ‘awareness’ moment and writing it down is as always helpful, I put on my gutsy hat and steam forward to this new life with energy and zest!
When doubt creeps in!
If you are going through a change and see these moments of doubt creeping in. If you feel you need a little retune, why not reach out, tap into my experience and let’s evaluate it together.
