It is time for a bit of planning ahead for 2024!

It is time for a bit of planning ahead for 2024!

2023 is slowly coming to an end and we are planning ahead for the year 2024. For me this year was the year to create a foundation for a new business or income stream. At the moment I am an online contractor for four days per week for a British company – fixed days and fixed times. As the work is remote I can work anywhere as long as the time zone is relatively compatible with British office hours. I have worked in several different countries and it is close to an ideal situation.

I said close, as I am not keen on the fixed hours and because I work from France, my day ends rather late. My goal is to create side hustles that over time can replace my current income. You know that passive income that keeps on coming while we sleep. Hey, but a girl can dream and have goals, can’t she?

I have been self employed for over 20 years and most of those years were spent in Australia. It is very easy to be self employed in Australia and several of my business ventures have had moderate success. I have been a remedial massage therapist, a counsellor, an interior designer and had a garden business which was by far the most successful gig.

At the moment I am also self employed – sole trader or auto-entrepreneur as they call it in France, where we have lived since 2017. Being self employed in France is a bit harder to set up but once you are in the French system, it runs quite smoothly. France has changed the rules around being a sole trader during the last 10 years but unfortunately they still hit sole traders hard with social contributions.

We may be considering leaving France…..

The big disadvantage of being in France is not being able to access our Australian pension. The countries do not seem to like each other enough to facilitate that exchange. For that reason – and a few more in fact, we are thinking of moving to Spain as Spain is one of the countries where you can receive an Australian pension. Actually you would be able to receive it in most countries in western Europe except the UK and France.

As a result we have started to research Spain and do a bit of planning ahead. Another reason we want to leave our home town Limoux, is the climate during the winter. It may be in the South of France but we find the winter too long and too cold. One of the main reasons we moved to Australia was the weather and good weather we have had. We spent 17 years in Brisbane and 9 months of the year the climate is close to perfect there. The three other months, summer, are the problem!

So researching Spain means thinking about the weather and in contrary to France, we have to be aware of areas that are too hot. Andalusia for instance, sounds fabulous in the winter, but the summers seem just too much of the good thing. Climate change is making many areas uncomfortably hot. On the other hand we would like the winter to be mild.

Limoux drops to similar temperatures as the winters in The Netherlands, where I am from. And, that, is the country I left because of the weather. I feel I have gone full circle and I am back in what I left. Twenty years ago this part of France may have been true to the claim of having over 300 sunny days per year. At the moment it is far from the truth as the amount of grey days is quite astonishing.

blue sky, moving abroad, Spain, criterium
The beach at Roses, Spain

Could a move to Spain be the answer?

We have spent a fair amount of time in different parts of Spain. Mostly visiting my sister who used to own a house near Roses and doing housesits. We have done several housesits in Cataluña and in Denia, both very nice destinations. Unfortunately both are not our cup of tea to settle. Cataluña has the wind we like to avoid – the Tramontana and Denia is comfortable but has too much of everything in a negative way.

Following the climate, reading blogs and talking to people, we have found that Castellón might be an area of interest. Castellón sits in between Valencia and Cataluña. It is quite pretty, is not overly touristy and the climate seems to tick the boxes. So we have decided to check it out.

So here is our planning ahead itinerary

It started with a housesit in the centre of Valencia over the Christmas period. Usually we find housesits during specific housesit sites but this was organised via friends. Thus our Christmas was be in Spain, in Valencia with my husband, myself, one of our daughters and two cute cats. To be honest I was quite excited to say the least. I seem to hear more and more interesting things about this city. In fact it has become the latest ‘in’ destination for people to retire. And I am not sure if this is a good thing, by the way.

After the Christmas period, we will start our research and the first target area will be the area in between Castellón and Valencia. When we search for a destination in France, we created a list with criteria that were important to us. We simply dismissed everything that did not have some of those criteria. It is not easy to create a list like that as you have to anticipate and imagine through planning ahead. You can’t let yourself be blinded by pretty villages that seem perfect. If they don’t have the criteria, they are not perfect nor suitable.

Valencian beach on a sunny winter day with a perfect blue sky

Our list of criteria

Our list of criteria for Spain is different than the list we had for France. After all, we are almost 10 years older and now proximity to hospitals is high up the list. We experienced how important this is when we did an off-the-grid housesit in rural Cataluña. Our car broke down and the French road service could not find our coordinates and we had to meet the Catalan mechanic in a nearby town. Imagine having to do that when you need an ambulance.

I mentioned the weather being one of the criteria, health facilities is surely amongst them and proximity to the sea and hiking areas. Although we will be expats ourselves, we don’t like too many of them and we want the town to be alive all year ’round. Many pretty towns are only alive in the summer and in the winter they turn into ghosts towns. The target is a normal Spanish town where Spanish people live and work with facilities that are open all year.

Limoux is one of those towns and we can conclude that we stayed faithful to our criteria list. It ticked many of the boxes and it still does apart from a few things that I mentioned before. Climate was actually never on the list and we knew about the pension but were not ready to start planning ahead for our pension at the time.

To sum this up, we are preparing and planning ahead our next move abroad. Our oldest daughter reckons that we will never settle as we like to move and explore new places. Fortunately our current lifestyle supports that kind of attitude and lifestyle.

Are you good at planning ahead or does this totally not resonate with you?

Let me know in the comments below.

Marijke

lifestyle, lifestyle change, moving abroad, life in France, online business

Moving abroad? Some points to consider!

Moving abroad? Some points to consider!

I can totally see that moving abroad seems attractive to many people, as I have done it five times myself. Our last move was in 2017 and we moved from Australia to France. As we are originally from Europe, it felt a bit like going home although France is not our home country.

After more than 5 years in France, we can conclude that our move was successful. We have settled in a lovely small town in the Aude surrounded by vineyards and gorgeous countryside. There is plenty to do in this area although covid threw a huge spanner in the works.

People have asked WHY we left, as Australia is an attractive country to visit and settle. It certainly is or maybe better, it was. We arrived in Australia in 1991 and at that time, it was a great country but it has changed and not entirely for the better.

Our reasons for leaving Australia

  • Cost of living

Since we migrated to Australia, the country has become increasingly more expensive. Consequently, a reason why we left was the high cost of living.

  • Easy to settle

France is part of the EC and that makes it relatively easy to settle there. At least for me with a Dutch passport and it would have been for my British husband before UK left the EU. Fortunately, he has been able to get French residency status because of being married to me.

  • More variety

Being able to see other countries and spend longer periods in other EU countries was part of our decision to leave Australia. Distances in Australia are huge, and it takes time to get a change of scenery. The landscape is stunning but relatively similar and it usually requires a plane trip to immerse yourself into a different type of landscape.

  • Closer to family and friends

An important factor was to see family and friends more regular although we found out that travelling in Europe is not without hiccups. A flight from Australia to Europe takes 24 hours if you are lucky. As a result, you don’t hop over for a weekend. It requires planning and realistically you may see loved ones only every couple of years. A few people came to visit us, but we often heard that a visit was too costly or would require their total annual holiday.

  • Climate

If you like it hot, you can have it that way Down Under. After having lived through 17 subtropical Brisbane summers, I can honestly say that I had enough.

What you must consider before moving abroad

moving abroad, creating a home, lifestyle choice, lifestyle change

Understandably there is a lot to consider before moving abroad. A mistake many people make is not knowing how they could support themselves. It is important to know to find out in advance if you are allowed to work and if there is work available.

If you are thinking of setting up a business, you must find out if there is a demand. Since we moved to Limoux, the offer of holiday accommodation has at least doubled. For example, a bed and breakfast business is not an automatic ticket to success.

Those who plan to retire, they need to check whether it is possible to receive your pension. Do your old country and the country you are going to, have an agreement to pay out pensions. Many Australian have found out that they won’t be able to receive their pension in France.

All in all, moving abroad can be an exciting adventure but it needs realistic planning. You need to assess your reasons why and become clear about the things you will leave behind.

I hope that give you some food for thought!

Feel free to reach out if you want to explore this further.

Marijke

perfect lifestyle, moving abroad, research, lifestyle change

 

What is the best decision you made in 2022?

What is the best decision you made in 2022?

The best decision of 2022? Can you think of one?

As a matter of fact, I can and ……..I am proud that I made it.

Curious? Here we go. In April 2022 instead of flying to London I spent unexpectedly a day in hospital on a heart monitor. Consequently I found out that I had a few heart rhythm issues and that I would need an operation. The cardiologist muttered almost mischievously that of course drinking alcohol was not the best thing to do. While saying that he was doing a scan of my heart and did not even look me in the eye.

In France there is a joke that if the doctor asks if you have been drinking and your reply is – ‘No, nothing at all’. He would say: ‘What, not even wine?’

I decided to take the cardiologist’s advice rather seriously. Maybe because deep down I felt that I would love to drink less regularly. In fact I had been thinking about it for some time. I looked up causes of the heart problems I had and there it was – cause number one, alcohol and number two, coffee. Two of my favourites!

The best decision in action

Moving forward 6 months, I am still drinking a few coffees per day. However I have almost removed drinking alcohol from my life and against expectations, it was not hard. To be honest, it almost went by itself.

This made me think as I never before had a real need to stop having a glass of wine. Despite the fact that I felt that I rather would not have the habit. This time the urge to have a drink was gone and I slowly became indifferent about it.

Throughout the summer I explored zero alcohol beers and I discovered they are getting increasingly popular. Furthermore there are some tasty ones out there and I tried a few different brands. When Autumn came and the weather became slightly cooler I did not fancy a cold beer.

lover of wine, drinking less, lifestyle choice, making changes, best decision, reducing alcohol

Then something interesting happened!

Imagine coming home from work on Friday. You feel like a drink to reward yourself and to finish of the work week. Instead, I felt more and more that that drink was not going to give me that feeling of reward anymore. In fact a cold glass of sparkling water with a slice of lemon had the same effect. It seemed that the association of alcoholic drink and reward had become less strong.

It went even further and even if I poured myself some wine with a meal, I forgot to drink it while I was eating. So why have it then, was the logical conclusion. I am not sure what exactly happened but without me putting any effort into it, I had reduced the association between wine and enjoyment. To be honest I am thrilled that it happened like that.

My best decision made

Now I tend not to drink during the week and have a bit when socialising with friends or going out for a meal. I am happy to sit hours on the tiniest glass of wine and usually end up pouring it into my husband’s glass.

And one more thing – no more bad wine, please! If I have some, I would like a wine I appreciate. For instance there are a few local cafes where they serve rather mediocre cask wine. It definitely is less attractive going there since I made this decision.

Can you relate to this at all? I am sure there are many people out there who wish they could do this as well. Yet it never seems the right moment. In my immediate circle of friends there are at least a handful of people who have made the same decision during the last year.

Rather interesting to see! Cheers to you all.

Love

Marijke

perfect lifestyle, moving abroad, research, lifestyle change

How housesitting can be a successful lifestyle choice

How housesitting can be a successful lifestyle choice

Housesitting was something that came into our lives by pure coincidence! Before we left the land Down Under in 2017, a friend asked us to housesit for them. In fact, she wanted to know if I knew someone who would be willing to house sit their house and dogs. I looked at her and said: ‘We could do it’. And she said: ‘I hoped you would say that’!

That housesit in Brisbane was the spark that ignited a new exciting lifestyle. Since then we have done over a dozen house sits in The Netherlands, Spain and France. We only use one housesit website and nowadays get many direct requests to housesit.

Housesitting as a lifestyle

So, what is so good about housesitting, you may ask? I bet there are people who consider it their worst nightmare as you may have to work for the privilege. Homeowners may ask you to walk their dogs and cuddle their cats. Other chores are mowing the lawns, maintaining the pool, watering the garden and more.

Sometimes there are 3 – 6 dogs and a few cats. Some dogs apparently need up to 4 walks per day and cannot be left for more than 5 hours. Others may require daily medicines and leave dog poo everywhere which you are required to clean up.

housesitting, dog sitting, lifestyle choice

If you don’t like the idea of this, you may not be suitable for a pet housesitting life as it ain’t a holiday. You are stepping into someone else’s life and are required to continue the pet routine that the homeowner established. In other words, the chores are the reason why you are there!

Your benefits are that it is free, most of the time as there are some homeowners who charge a small amount for utilities. And you get opportunity to see different parts of the world.

How to make your housesit successful

For us a successful housesit is a win-win situation and nor home owner and sitter should feel that it is not. In the past I have applied for housesits that required us to do change overs for a whole summer and be available 24/7. The owners would give us a small renumeration. But reality was that they wanted someone to run their business while they went on a trip with their teenage boys.

I could be interesting taking on a housesit that is partly a paid job but only for the right reward. As I said it must be a win-win situation – a barter that feels in balance. Not one that fills the pockets of the owner while the house sitter does the work.

Some homeowner consider you living in their home a privilege and ask you to perform more tasks than the home, pet and garden care. If they ask you to take care of their business as well, we feel there should be an additional monetary exchange.

When housesitting becomes a job

I know that some people take on sits like that for no extra pay, but I would not. It is important to discuss such matters before taking on a housesit. I have heard about disastrous mismatches where sitters left after only having been a few hours in the house.

house sitting, lifestyle choice, housesit chores, gardening

The best example was a young, groomed couple that thought that an off-the-grid remote sit with 6 animals would be charming. They literally left right after having had dinner with the homeowners. They left them stranded with no sitters, 6 animals and a ferry to catch the day after. Not good for your house sit profile!

If the idea of housesitting appeals to you but you are unsure how to start, reach out and chat with me.

Maybe we chat soon!

Marijke

housesitting, lifestyle change, lifestyle choice, housesit profile
On the search for the perfect lifestyle

On the search for the perfect lifestyle

Ever thought about what would be your perfect lifestyle? I certainly have. In fact it started in my late teens when I wanted a summer job abroad. One of my high school friend’s worked a summer season in Switzerland and that seemed the ultimate dream to me. So I found a summer job in Zurich and returned for five summers while I studied in The Netherlands.

Working in Zurich created a hunger in me for exotic and foreign. Switzerland seemed to have better summer weather, the scenery was more appealing and it was foreign. A long story short, I had planted the seeds that caused me to change my lifestyle several times.

What is my perfect lifestyle

Without realising it before, I discovered that nature was important to me and so were sunny days. Growing up in The Netherlands, grey skies, drizzle and wind is part of life. I was no fan.

Jumping ahead several decades, I have moved abroad a handful of times. I have lived in Switzerland, UK, Australia and had some shorter stints in Greece and Norway. Nowadays I live in southwest France. The reasons for moving vary but work, opportunity, relationship and lifestyle choice have been some of them.

perfect lifestyle, Zurich, summer jobs,
Lake of Zurich – one of my favourite places. Picture taken by IG friend @123_just_lucy_you_see

I grew up in the Netherlands and went for summer jobs to Switzerland. I joined a man in London and with him I created a new life in Australia. 25 years later we moved to France for lifestyle purposes. And believe me, I don’t think we are not done yet!

Still searching

I feel we are still on the search for the perfect lifestyle – one that would suit us. I say ‘us’ as not everyone will have the same idea about ‘perfect’. Admittedly we are still searching but are finding more answers with every adventure we have.

Some of our recent adventures have been housesits in different countries. We have added working online, managing a holiday rental and a guardian role for a large French property . While doing such things we discovered what we like and don’t like. Above all we learned new things about ourselves.

We love France and have been here since 2017. Being Dutch, I can live in France while my British husband qualifies for residency because of being married to me. Understandably Brexit caused a little stir for the Brits that live abroad in Europe.

lifestyle choice, lifestyle matters, lifestyle criteria

Although we love France we are still looking at other options. Unfortunately, if we stay in France we cannot receive a retirement pension from Australia. Yet, we can if we move to Spain or Portugal. For some reason France and Australia have decided to cut strings when it comes to pensions.

There are a few disgruntled Aussies in France who may not have been aware of that. We knew but as it was so many years ahead we still bought a house in France and settled there. After living here for 5 years we realised that the sun is not always shining in this part of France. The winters can be quite nasty and do really not differ that much from those in Northern Europe.

Climate change seems to be for real. Many places in the South of Spain have become unbearable during the summer months. Even in France where we are, the temperatures rise to high thirties for days on end.

What we have discovered….

While doing housesits and jobs in different locations we slowly find what our perfect lifestyle should and should not have. We have discovered the aspects that are important to us. Consequently we are now researching locations in Spain and Portugal on increasingly more factors. Examples are weather, unpleasant winds, sun aspects, proximity to medical services, public transport, work and costs.

There is obviously no perfect fit for everyone and people differ in needs, likes and dislikes. However after seeing ourselves and others make mistakes, we learned a few lessons. So start with considering the following.

  • Do research and be realistic
  • Make choices based on criteria that matter to you
  • Anticipate the impact of your decisions

Last but not least, if you dream of a lifestyle change, I suggest you to do it!

Don’t be the one who says – what if and if only…

If the idea of a lifestyle change appeals to you, but you are unsure how to start, reach out and chat with me.

Maybe we chat soon!

With love

Marijke

perfect lifestyle, moving abroad, research, lifestyle change